About
One advisor today. A firm built to hold a team.
Golden Legacy Advisors was founded on a simple idea: comprehensive planning should be priced like a professional service, and you should not have to hand over your accounts to get one.
Hunter Wyckoff
Founder & Lead Advisor
I started Golden Legacy Advisors because I kept meeting people who had been sold something and had never been planned for. They had accounts, policies and opinions but no document that explained how any of it fit together, or what happens the year after they stop working.
So the firm is built around the plan. Every client gets a flat fee agreed in writing, a plan that stays current, and a standing invitation to ask the uncomfortable questions. When protection genuinely belongs in the plan, I can place it and I will show you exactly how I am compensated for doing so.
I work with families across the country from Denver, Colorado, with in-person meetings available along the Front Range.
What we believe
Three commitments that shape every engagement.
These are not slogans. They are the rules the firm is run by, and the ones we will be held to as we grow.
The plan outranks the product
No recommendation gets made until the plan shows the need. That order never reverses, no matter what the commission looks like.
Disclose the conflict, don't hide it
We earn money three ways. Clients get all three explained in writing, in plain English, before any decision.
Say the honest thing
Including "you don't need us," "keep the policy you have," and "wait two years." Advice you can't trust isn't worth a fee.
Where this is going
Building a planning firm, deliberately.
The goal is a firm of multiple advisors with a support team behind them, all delivering the same flat-fee planning standard. Growth is the plan, but not at the expense of the thing that makes the plan worth buying.
See advisor opportunitiesWho we serve
The households this firm is built for.
You do not need to be wealthy to need a plan. You need to have decisions in front of you.
Pre-retirees in the five-year window
Retirement date, claiming strategy, withdrawal sequencing and the tax bill nobody warned you about.
Business owners
Entity structure, retirement plan design, buy-sell funding, and turning an exit into retirement income.
Recent retirees
Turning a portfolio into a paycheck, managing brackets before RMDs, and protecting against sequence risk.
Families with a legacy goal
Estate coordination, beneficiary hygiene, gifting strategy, and passing on assets without passing on chaos.
People holding an old policy
Annuities and life contracts bought years ago that nobody has explained since. We will tell you what you own.
DIY investors who want a second read
You built it yourself and it may well be fine. A plan tells you whether it is, and what you missed.
Next step
Meet the advisor before you hire the firm.
A call with Golden Legacy Advisors. No presentation, no product, no obligation, just your situation and an honest read on it.